spend your money wisely
Welcome to your AI-enabled bank account.With budgeting built-in.
Rent
$2,438.00
Streaming Services
$125.00
Health Insurance
$200.00
Gas
$100.00
Phone & Internet
$120.00
Energy Bill
$240.00
AI-centric budgeting
Based on how you spend, our AI will suggest how to save.
Rent67% of monthly spend
$2,000.00
Health Insurance3% of monthly spend
$100.00
Gas2% of monthly spend
$50.00
Streaming Services3% of monthly spend
$75.00
Phone & Internet2% of monthly spend
$60.00
Divvy it up
Divide your paycheck between all of your expense categories.
Income Minimum
Divvy will run on deposits at or over this amount
$2,000.00
Rent50% of paycheck
$1,000.00
Streaming Services2% of paycheck
$30.00
Health Insurance3% of paycheck
$50.00
Credit-forward
Every transaction is made with Xylo Credit, so you can up your score while you budget.
Credit
Recent transactionsView all
Kaiser Permanente1/12/2024
-$186.12
Safeway1/8/2024
-$253.10
Safeway Fuel Station1/8/2024
-$65.15